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0/ 163(0%)
Low Risk
Well-positioned for independence
LowModerateElevatedHighCritical
Quantitative Metrics
Source from FDIC call reports — blue-highlighted fields were auto-filled
Important: This tool uses publicly available benchmarks and is not financial advice. Internal factors (board dynamics, succession planning, regulatory conversations) are often the deciding factors. Supplement with direct institutional knowledge.
Qualitative Factors
Check all that apply based on your knowledge of the institution
Important: This tool uses publicly available benchmarks and is not financial advice. Internal factors (board dynamics, succession planning, regulatory conversations) are often the deciding factors. Supplement with direct institutional knowledge.
Quantitative Score
0 / 90
0 of 9 metrics entered
Qualitative Score
0 / 73
0 of 10 factors selected
Metric Breakdown
MetricValueRatingScore
Qualitative Factors Flagged

How to Interpret

70%+ Critical Expect acquisition or regulatory action within 6–12 months
50–69% High Risk Likely acquisition target, probably receiving interest now
35–49% Elevated Showing stress — monitor for deterioration each quarter
20–34% Moderate Some risk factors but fundamentally stable
Below 20% Low Risk Well-positioned — could be an acquirer itself
Important: This tool uses publicly available benchmarks and is not financial advice. Internal factors (board dynamics, succession planning, regulatory conversations) are often the deciding factors. Supplement with direct institutional knowledge.
Recommendations
Based on the scored metrics, here are solutions that could strengthen this institution

Enter bank data to see personalized recommendations

Important: This tool uses publicly available benchmarks and is not financial advice. Internal factors (board dynamics, succession planning, regulatory conversations) are often the deciding factors. Supplement with direct institutional knowledge.
v3.2 · Community Bank Vulnerability Scoring Tool · SouthState Correspondent